Attention homeowners in Alamosa and Conejos County: Get an Appraisal today!
Check out the top 7 reasons why CO homeowners order from Holtcamp & Associates, LLC:
Do you own a house in or near Alamosa? Do you need help deciding the price of your real estate?
We at Holtcamp & Associates, LLC understand the special needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Holtcamp & Associates, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours. Need to cancel PMI?A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping clients just like you delete unwanted and unneeded PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other properties nearby. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting a professional appraisal from Holtcamp & Associates, LLC is your chief weapon when challenging your property tax assessment. HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. An efficient appraisal from Holtcamp & Associates, LLC can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Holtcamp & Associates, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property. |